Shopaholic? Me?

It’s that time again, when you realise that your mortgage introductory rate is up and you need to shop around again. However it is not simply about getting the best rate because there are a whole load of other factors to consider including:-

• Solicitor Fees
• Arrangement Fees
• cheap term life insurance quotes
• Time taken to sort it all out

And who knows what else. And when you realise it costs hundreds if not thousands of quid, then you know you need to be able to justify the saving on the interest fees against these costs. And if you can do that… well then it is time to change your mortgage.